SunSavvy

Solar Panel Cost in New York (2026)

In New York, residential electricity averages about 22¢/kWh with roughly 3.9 peak sun hours a day. Here's what solar looks like for a typical New York home using ~10,800 kWh a year.

System size
8.8 kW
~23 panels
Est. gross cost
$26,466
before incentives
Federal tax credit
- $7,940
30% ITC (verify)
Net cost
$18,526
after credit
Year-1 savings
$2,376
Payback
7.8 yrs

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Estimate your own New York numbers

Enter your real electric bill — the calculator is preset to New York.

Assumes $3.00/W installed and the 30% federal tax credit. Estimates only.

System size
6.7 kW
~17 panels
Est. gross cost
$20,050
before incentives
Federal tax credit
- $6,015
30% ITC
Net cost
$14,035
after credit
Year-1 savings
$1,800
Payback
7.8 yrs
25-year net savings
$47,330
after system cost, with rate escalation
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Incentives in New York

The biggest incentive is usually the federal solar tax credit — see ourtax credit guide and confirm the current percentage, since the rules have changed recently. New York may also offer state or utility incentives, rebates or performance payments; look up current programs in theDSIRE database.

What moves the number in New York

  • Your utility's rate and net metering — see how net metering works.
  • Roof orientation, shading and sun hours (3.9/day here on average).
  • Installer pricing — always compare several quotes.

Figures are estimates for education, not a quote. Electricity rates and sun hours are approximate state averages. Confirm with local installers.

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